Skip to content

5 Ways to Refresh Your Insurance Plans This Spring 

As the winter chill fades and spring blooms, it’s the perfect time to give your home a refresh. But don’t forget about your insurance plans! Spring cleaning isn’t just about decluttering your space—it’s also a great time to revisit your insurance coverage. Ensuring that your policies match your needs for the year ahead will save you from potential headaches down the road.

Here are 5 Ways to Refresh Your Insurance Plans This Spring and how to ensure you’re fully covered this spring:

1. Planning Renovations? Update Your Home Insurance

If you’re thinking about making home improvements this year, it’s crucial to revisit your home insurance policy. Any major renovations or upgrades could change the value of your property. If your policy doesn’t reflect these changes, you may not be reimbursed for the full cost of repairs in the event of a disaster. Whether you’re remodeling your kitchen, adding a new bathroom, or building a deck, take the time to review your coverage with your insurance agent. This will ensure that you’re adequately protected if anything goes wrong.

2. Going on an Adventure? Check Your Travel Insurance

Whether you’re hiking through the mountains, exploring a new city, or taking an international vacation, it’s essential to make sure you have the right insurance coverage for your travels. Travel insurance can cover a variety of unexpected events, from trip cancellations to emergency medical expenses. When you’re far from home, having the right insurance can provide peace of mind. Before embarking on your adventure, check with your insurance provider about the best options to ensure you’re covered during your trip.

3. Renting Out Your Home This Summer? Verify Your Coverage

If you plan to rent out your home during the summer while you’re away, you may need to adjust your insurance coverage. Standard homeowners insurance typically doesn’t cover losses that happen while your home is being rented out. Whether you’re using Airbnb or renting to a friend, check with your insurance provider to see if additional coverage is necessary. Renting out your property may require a separate policy or endorsement to protect your home from potential damage or liability issues.

4. Time to Update Your Life Insurance Policy

Many people forget to update their life insurance after significant life events, but it’s an important step that shouldn’t be overlooked. If you’ve recently experienced major changes, such as getting married, having a child, buying a home, or starting a business, it’s a good idea to review your life insurance policy. These life changes may affect the amount of coverage you need to provide for your loved ones. Ensure that your policy is up-to-date and that it reflects any new responsibilities or financial obligations. A quick review can give you peace of mind knowing your family will be well taken care of in the event of the unexpected.

5. Hitting the Road? Review Your Auto Insurance

Spring often means road trips and summer vacations, so now is the perfect time to review your auto insurance policy. If you’re planning a long drive or a cross-country road trip, make sure your car insurance provides adequate coverage for your journey. It’s also worth checking if you need additional coverage if you’re renting a vehicle, or if you plan to drive an RV. Whether you’re taking your own car or renting a new one, speak to your insurance provider about what’s covered during your trip and make any necessary updates to ensure you’re fully protected.

Conclusion: Refresh Your Insurance Plans This Spring

Spring is a time for renewal, and it’s the perfect opportunity to refresh your insurance plans. By revisiting your coverage for home renovations, travel, rental properties, life events, and road trips, you can ensure that you’re fully protected for the months ahead. Taking the time to review and update your policies this season will help you avoid surprises and ensure you have the right coverage when you need it most.